Serving Coral Springs, Fort Lauderdale, and Surrounding Areas
It is a common misconception for a person to believe that by having “Full Coverage” means they are fully covered if an accident were to occur. Unfortunately, “Full Coverage” does not mean that you are fully covered for an accident. In Florida “Full Coverage” only means you have $10,000 in no fault or personal injury protection PIP insurance and $10,000 of property damage liability insurance. These limits alone are often not enough to cover you when an accident occurs. Important coverage such as Underinsured/Uninsured Motorist Coverage usually are missing from these policies.
People have the misconception that they have full protection insurance coverage. Unfortunately, that is not the case. For every eight people that have insurance, only one person will have full protection insurance including Uninsured Motorist Coverage.
What is Uninsured Motorist Coverage?
Underinsured or Uninsured Motorist Coverage is insurance that will protect you if the person who caused the accident has insufficient coverage or has no insurance coverage. It is important to have Underinsured or Uninsured Motorist Coverage in Florida because most accidents that involve catastrophic injuries have an at fault party that does not have sufficient coverage.
Additionally, even if the injuries are not catastrophic, if the at fault driver has insufficient insurance such as a $10,000 “Full Coverage” policy your hospital bill alone, could eat up all that money leaving you or your family with additional expenses.
If you have any questions about Underinsured or Uninsured Motorist Coverage please do hesitate call our office and speak with an experience auto accident lawyer, 24 hours a day, 7 days a week at 954-866-HURT (954-866-4878).
Uninsured Motorist Coverage is insurance that protects you if the at fault party has no bodily injury coverage or an insufficient bodily injury coverage. We have seen too many accidents in our office where people don’t have Uninsured motorist coverage and they get into a catastrophic accident. The at fault party only has coverage of $10,000.00 and our client has no Uninsured motorist coverage. The hospital bill alone eats up their Personal Injury Protection.